You run an ETF Sparplan. You automate rent, savings, everything. Now run Germany's lottery the same way — Dauerspiel, completely automatic. 1,040 draws over 10 years. Your only job: keep €50 in your German IBAN. The system does everything else. Zero tax on any win. Forever.
Germany is one of the only countries where lottery winnings are completely tax-free — not partially, not after an allowance. Every cent of any prize goes directly to you.
ETFs taxed at 26%. Crypto taxed up to 45%. Savings interest taxed. Lottery win in Germany: the government takes nothing. Written into §22 EStG and unchanged for decades.
It applies to every expat — no citizenship required, no special forms. Win €120M on a Tuesday, the full amount lands in your account Wednesday morning.
Understand what you're playing before you play it. Real odds. Real prizes. No systems, no superstition — just the mechanics, plainly explained.
Played across 18 European countries. Jackpot starts at €10M and climbs to a hard cap of €120M — at which point it must be distributed that draw. Your biggest shot at a life-restructuring number.
Running since 1955. Pick 6 numbers from 1–49. Jackpot rolls indefinitely — biggest ever was €45.4M. The most German thing most expats never heard of. Add Superzahl for Class 1.
A 7-digit number auto-assigned to your Lotto ticket — no picking, no thinking. Match all 7 in order: €10M guaranteed. Runs alongside 6aus49 automatically in a single Dauerspiel.
Not a jackpot — a structured lifetime income. Win Class 7 and receive €10,000 every month for 20 years. Total: €2.4M paid as guaranteed monthly income. Or take the lump sum. A completely different kind of win.
Germany's lottery subscription — the same mental model as your ETF Sparplan. Configure it once, and your only ongoing job is keeping €50 in the account. Everything else happens without you.
Germany runs its lottery through 16 state operators — one per Bundesland. You simply play through the state where you're registered. Same games, same prices, same Dauerspiel everywhere. lotto.de routes you to yours automatically.
Anmeldung address, date of birth, IBAN. Age verified via 1-cent bank transfer. Takes under 10 minutes. No citizenship required — any legal resident can play.
Select all four games, choose Dauerspiel, set 52 weeks, enable Quicktipp for random numbers. Confirm IBAN direct debit. Done.
~€47.90 debited every 4 weeks — as long as the money's there, the system runs. Four draws a week entered automatically. Any win credited straight to your bank. For years. That's the entire point.
The expected financial return is negative. You will probably not win the jackpot. This needs to be said plainly — and it is.
But €47.90 a month is one grocery run you don't make — one Edeka, Rewe, Aldi, or Lidl basket. Over 10 years that's €5,740: less than one month's average German gross salary, less than a single bad market week could erase from a €60K ETF.
What you're buying is optionality — 1,040 independent, automated, tax-free shots at a number that restructures your entire financial life. The cost is designed to be forgettable. The upside is not.
This is the data-based hobby framing: you're not playing to win. You're playing the odds knowingly. The system asks exactly one thing of you — that €50 sits in your German IBAN when the debit comes. That's the entire contract.
LottoExpat is not a prediction engine. We show you the historical record — draw by draw — so you play with full information, not superstition.
Every draw from every game since 2003. Filter by year, month, prize tier. 2,300+ Lotto draws and counting.
Which numbers appeared most across 20+ years. Pure historical frequency — no predictions, no hot numbers.
Every jackpot ever paid — size, date, rollover streak length, and number of winners sharing each draw.
What % of tickets win at each tier. Real win rates across thousands of draws — not promotional estimates.
Active rollover streaks, live. When jackpots hit historic highs — same odds, objectively larger reward.
Every draw witnessed by a notary. State-owned. DLTB regulated. World Lottery Association Level 4 certified.
No fluff. No systems to sell. Just the mechanics of German lottery — explained in English for people who want to understand what they're actually doing.
Most people never play the lottery. Not because they've thought it through — but because they've never stopped to ask what, exactly, they're buying. Five principles.
You moved countries. You gave up proximity to family, to familiarity, to the path of least resistance — in exchange for something intangible: a better shot at a life you designed yourself. That was a calculated bet on optionality.
Dauerspiel is the same bet, compressed into €50 a month. Optionality is the philosophical term for keeping doors open you haven't walked through yet. The €120M jackpot is not a retirement plan. It is a door. Once opened, it lets you redesign every other decision you've ever made.
Economists will tell you that playing the lottery is negative expected value. They're right. So is buying travel insurance. So is building an emergency fund. So is choosing a stable career over a startup.
These are all negative expected value decisions when modelled as pure probability. We make them because we are not just optimising returns — we are managing risk, preserving possibility, and buying psychological freedom. Dauerspiel gives you something arithmetic cannot price: the knowledge that every Tuesday, Friday, Wednesday, and Saturday, something extraordinary is mathematically possible.
A hobby costs money and gives nothing back financially. That's the definition. Cycling, photography, wine — you spend, you enjoy the process, you don't expect a return. The data-based lottery is the same. The return is the ritual: checking results, watching jackpots build, knowing your numbers are in without having lifted a finger.
And unlike most hobbies, this one comes with a non-zero probability of paying back every euro you've ever spent — and then some — completely tax-free, in a single notification on a Saturday morning.
In ten years, you will have either played or not played. If you didn't play and nothing happened, the €5,740 is simply still somewhere in your account — probably spent on forgettable things. If you did play and nothing happened, you bought 1,040 chances at a different life.
The asymmetry is stark. The cost of not playing is not financial. It is the permanent, deliberate closure of a door that cost €50 a month to keep open.
You automate your ETF. You set standing orders for rent. You let Spotify, Netflix, and your savings account charge you monthly without thinking. You live in a world of automated systems working quietly in your background — and you are better for it.
Dauerspiel is the lottery Sparplan. The same mental model, the same one-time setup cost — a single hour of your life — and the same payoff: a system that runs indefinitely without your attention. Your life, uninterrupted. Your ticket, always in.
The first English-first, data-driven, fully automated lottery experience built for expats in Germany. One email when we launch.